Carlos D. Smith is a credit coach and the founder and CEO of Smith Financials LLC, a fast-growing credit coaching business in the U.S. But he is also a dad and a businessman, and his interests in the business world go way back.
Carlos realized that credit dictates a lot of what we can and cannot have financially. He saw that a lot of people are not understanding how the system works and so he decided to start Smith Financials LLC, in order to educate people.
Smith Financials LLC is open to anyone who needs help with their credit, or with funding, or with building a sustainable business. Carlos’ business model revolves around helping people because he needed help at some point in his life and didn’t get it.
His business works in part because of Carlos’ problem-solving skills. He loves challenges and the learning that comes with them. And he makes sure to have the correct mindset to solve whatever problem arises.
Carlos refers to Robert C. Worstell’s quote: “Successful people are not without problems. They’re simply people who’ve learned to solve their problems.” That is how Carlos sees the world too.
Initially, Carlos was inspired to get into the industry because he was struggling with understanding credit until he met Marvin Smith (who he is not related to, although he now considers him a brother). Marvin fixed his credit in just nine days, and then offered a price to teach Carlos all that he knew.
This is exactly the core values of Smith Financials LLC’s mission: to help fellow Americans achieve financial freedom. They work everyday with that in mind, from the sales consultants all the way to the IT guys.
The team behind Smith Financials LLC is crucial for its success. In fact, Carlos’ biggest and most painful failure was starting his credit coaching business with the wrong people. Right now, he works with people with whom he shares the same vision and core values. They are on the same boat paddling towards the same goals, under his leadership.
Carlos’ mindset is all about problem solving and facing challenges. In fact, right before he goes to bed he picks out the biggest challenge of that day and meditates on it before he sleeps. This helps him be focused on his goals.
Right now, Carlos is launching an online class, which is perfect for the current time. Given that COVID-19 is impacting industries across the globe, Carlos thought to give budding entrepreneurs or anyone driven enough to succeed, the chance to learn about credit coaching business.
This is why Carlos values mentorship so much, and why he came up with his online class called the Credit Coaching Blueprint. He put it together for clients who have finished their program to be able to capitalize on their credit and take it to the next level.